Floxypay Wallet API integration services (FXY / OpenFinance)

Feature module 1 — Account login & session API

We mirror the wallet's authorization handshake into a stable OAuth-style surface: bind a user, validate a session token, refresh it before expiry, and revoke on logout. Concrete use: a portfolio app can keep a long-lived consented link to a Floxypay account without re-prompting on every poll, and can prove consent during an audit.

Feature module 2 — FXY balance & portfolio sync

One call returns the address's FXY balance plus any other supported assets, with confirmed vs. pending split and a Polygon block reference. Concrete use: a treasury dashboard refreshes holdings every few minutes and flags when a confirmed balance diverges from the last known on-chain snapshot.

Feature module 3 — Transaction history API

Paginated send / receive / buy / swap records with created_at, direction, amount, asset, counterparty address, network fee and transaction hash, filterable by date range and type. Concrete use: month-end reconciliation that matches each wallet movement to a ledger entry and surfaces unmatched lines for review.

Feature module 4 — Fiat on-ramp & settlement events

Deposit and withdrawal intents in USD, INR and NGN with status transitions (created → processing → settled / failed) and the linked crypto leg. Concrete use: a finance team reconciles a bank credit against the FXY purchase it funded, closing the loop between off-chain and on-chain money.

Feature module 5 — Webhooks & event stream

Signed callbacks for incoming transfers, completed buys and fiat settlements, with replay protection and an idempotency key. Concrete use: a merchant order is marked paid the moment a Floxypay settlement webhook arrives, instead of polling every minute.

Feature module 6 — Exporters & data sinks

Turn balances and history into CSV, XLSX or JSON, or push them straight into Postgres, BigQuery or Snowflake on a schedule. Concrete use: a tax product ingests a full-year FXY transaction export to compute gains, and an analytics team joins it with fiat-rail data for cohort reporting.

Deliverables checklist

• API specification (OpenAPI / Swagger) for the endpoints above
• Protocol & auth-flow report (token chain, refresh, request signing)
• Runnable source for login, balance, history and webhook handlers (Python / Node.js)
• Exporters to CSV / XLSX / JSON and a sample warehouse loader
• Automated tests, a Postman collection and written API documentation
• Compliance guidance: consent logging, FATF Travel Rule fields, GDPR/VDA notes, retention

Engagement & pricing

• Source-code delivery from $300 — you receive runnable API source code plus full documentation; you pay after delivery, once you are satisfied with the result.
• Pay-per-call API billing — call our hosted Floxypay-integration endpoints and pay only for the calls you make, with no upfront fee; suited to teams that prefer usage-based pricing.
• Both models include a scoping call, a written plan and a test pass before handover.

1 — Crypto-aware accounting & tax sync

Business context: an accounting or tax product needs a full, ordered record of a user's FXY activity to compute cost basis and gains. Data / API: the transaction history API (date range, type filter, hashes) plus fiat on-ramp orders for buy-price evidence. OpenFinance mapping: the same consented "give me my statements" pattern as bank-feed aggregation — scoped read token, immutable event log, exportable to XLSX or pushed to the product's warehouse.

2 — Merchant settlement reconciliation

Business context: a store accepting FXY via the Floxypay payment gateway must match each order to its on-chain settlement and its payout. Data / API: settlement webhooks plus transaction history filtered by the merchant address; order IDs carried in webhook metadata. OpenFinance mapping: a payments-initiation-and-reporting flow — the merchant's backend treats Floxypay like any other PSP feed, with idempotency keys and signed events.

3 — Treasury & portfolio dashboard

Business context: a fund or a corporate treasury holding FXY wants a near-real-time view of holdings and inflows/outflows across several addresses. Data / API: balance & portfolio sync polled on a short interval, plus webhooks for large movements. OpenFinance mapping: account-information-style aggregation across multiple "accounts" (addresses), normalized into one schema with fiat valuations.

4 — KYC / AML & Travel-Rule support

Business context: a regulated counterparty must attach originator/beneficiary data to virtual-asset transfers above a threshold. Data / API: account & KYC tier plus transaction events, surfaced with the fields a Travel-Rule message needs. OpenFinance mapping: consented identity-and-transaction sharing — minimized, logged, and time-boxed, aligned with the FATF guidance on virtual assets.

5 — Fiat-rail to crypto bridge reporting

Business context: a fintech offering Floxypay top-ups in INR or NGN needs to reconcile bank credits with FXY purchases and surface failures to support. Data / API: fiat on-ramp orders with status transitions, joined to the crypto leg via the order's linked transaction hash. OpenFinance mapping: a combined banking + crypto view — one timeline that shows "money in via bank rail → FXY credited → spent or held".

6 — Support & dispute tooling

Business context: a support agent needs to see, for one consented user, exactly what happened and when. Data / API: notifications/receipts plus transaction history and on-ramp orders, assembled into a single chronological view. OpenFinance mapping: read-only account-activity access scoped to a single user and a short window, with every lookup logged.

1 — Authorize a session (OAuth-style)

POST /api/v1/floxypay/auth/token
Content-Type: application/json

{
  "grant_type": "authorization_code",
  "code": "<CONSENT_CODE>",
  "client_id": "<CLIENT_ID>",
  "redirect_uri": "https://app.example.com/cb"
}

200 OK
{
  "access_token": "<ACCESS_TOKEN>",
  "refresh_token": "<REFRESH_TOKEN>",
  "token_type": "Bearer",
  "expires_in": 3600,
  "scope": "balances history fiat_orders"
}

2 — Read FXY balance & holdings

GET /api/v1/floxypay/balances?address=0xABC...123
Authorization: Bearer <ACCESS_TOKEN>

200 OK
{
  "address": "0xABC...123",
  "network": "polygon",
  "as_of_block": 64211987,
  "assets": [
    { "symbol": "FXY", "confirmed": "12500.0000",
      "pending": "0.0000", "fiat_value": { "ccy": "USD", "amount": "18.75" } }
  ]
}

3 — List transaction history (paged)

POST /api/v1/floxypay/transactions
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{ "address": "0xABC...123",
  "from_date": "2026-04-01", "to_date": "2026-04-30",
  "type": ["send","receive","buy"], "page": 1, "page_size": 50 }

200 OK
{ "page": 1, "page_size": 50, "total": 137,
  "items": [
    { "id": "txn_8f1", "ts": "2026-04-12T09:33:21Z",
      "direction": "receive", "asset": "FXY", "amount": "250.0000",
      "counterparty": "0xDEF...777", "network_fee": "0.0000",
      "tx_hash": "0x9a...e2", "status": "confirmed" }
  ] }

4 — Settlement webhook (signed)

POST https://app.example.com/webhooks/floxypay
X-Floxypay-Signature: t=1715500000,v1=8d3f...c1
X-Idempotency-Key: evt_29ab

{ "event": "fiat_order.settled",
  "order_id": "fo_5521", "ccy": "INR", "amount": "5000.00",
  "linked_tx_hash": "0x9a...e2", "merchant_ref": "ORD-10293",
  "occurred_at": "2026-04-12T09:34:02Z" }

// handler: verify HMAC over (t + "." + raw_body),
// reject if |now - t| > 300s, dedupe on X-Idempotency-Key,
// then mark order ORD-10293 paid.

How we stay on the right side of the line

We integrate only under your authorization or against documented, public/authorized endpoints — no seed phrases, no key shares, no scraping of other users' data. For virtual-asset transfers we structure events so the originator and beneficiary fields needed by the FATF Travel Rule can be attached when a transfer exceeds the local threshold. For EU users, data handling follows GDPR principles (lawful basis, minimization, retention limits, subject-access support). In India, where Floxypay actively markets FXY, we flag the Virtual Digital Asset reporting obligations under the Income-tax Act and the PMLA registration expectations for VASPs; for EU-facing deployments we note the MiCA regime for crypto-asset service providers. None of this is legal advice — it is a checklist we hand to your counsel so the integration ships with the right logging, consent records and data-retention settings already in place.

Privacy-by-default settings we ship

• Read scopes only unless a write action is explicitly contracted
• Per-consent token with a stated scope list and expiry
• Request and access logs with correlation IDs, retained for an agreed window
• PII minimization — store the account ID and derived data, not raw identity documents
• Configurable retention and a documented deletion path
• NDA on request; secrets via environment or a vault, never in source

Self-custody wallets

• Trust Wallet — multi-chain self-custody wallet holding token balances, swap history and dApp activity; users who run it next to Floxypay often want a unified FXY-plus-everything transaction feed.
• MetaMask — the widely used EVM wallet with per-address transaction logs and approvals; relevant because Floxypay's FXY lives on Polygon, an EVM chain MetaMask also reads.
• Coinbase Wallet — self-custody wallet for tokens and NFTs across many networks; holders frequently need on-chain history merged with on-ramp records for tax season.
• Exodus — desktop-and-mobile wallet with portfolio tracking; teams reconciling Exodus and Floxypay together look for one CSV schema that covers both.

Wallets & gateways with built-in fiat

• Atomic Wallet — supports a large asset list with native addresses; integrators want its send/receive history alongside Floxypay's gasless transfers in one timeline.
• Zengo Wallet — MPC-based keyless wallet, conceptually close to Floxypay's MPC key infrastructure; useful as a comparison point when explaining custody models to stakeholders.
• SafePal — hardware-and-software wallet with swap and buy flows; appears in the same evaluations when a business needs both cold-storage and hot-wallet reporting.
• CoinPayments — a long-running crypto payment gateway; merchants comparing it with Floxypay's WooCommerce plugin need consistent settlement-and-payout exports.

Exchange-style apps & pay rails

• Binance Pay — a large crypto payments layer with merchant and P2P flows; businesses accepting both Binance Pay and Floxypay want one reconciliation pipeline.
• CoinDCX — an India-focused exchange with deposit/withdraw and trade history; since Floxypay also targets India, users commonly hold accounts on both and need combined statements.
• WazirX — another India-market exchange whose users keep balances across several apps; relevant to anyone building a single Indian-crypto activity view.

About us

We are an independent studio focused on fintech and open-data API integration. The team includes engineers who have built for banks, payment gateways, exchanges and cloud platforms, plus people whose day job is protocol analysis. We know how OpenBanking-style consent, scoped tokens and audit logging are supposed to work, and we apply the same discipline to crypto wallets like Floxypay — so the result is something your compliance officer can sign off, not a fragile scraper.

• Payments, digital banking, crypto wallets, exchanges and cross-border settlement
• Enterprise API gateways, webhook delivery and security reviews
• Custom Python / Node.js / Go SDKs, exporters and test harnesses
• Full pipeline: protocol analysis → build → validation → compliance handover
• Source-code delivery from $300 — runnable API source plus full docs; pay after delivery upon satisfaction
• Pay-per-call API billing — use our hosted endpoints and pay only per call, no upfront cost

Contact

For a quote, or to submit your target app and requirements, open our contact page. Tell us which Floxypay data you need (balances, history, fiat orders, webhooks), your platforms, and whether you prefer source-code delivery or pay-per-call.

Contact page

Engagement workflow

1. Scope confirmation — which Floxypay data and actions you need (login, balances, history, fiat orders, webhooks), platforms and pricing model.
2. Protocol analysis & API design — 2 to 5 business days depending on complexity.
3. Build and internal validation — 3 to 8 business days, including error handling and rate-limit behaviour.
4. Docs, samples and test cases — 1 to 2 business days (OpenAPI spec, Postman collection, runnable examples).
5. Handover — typical first delivery 5 to 15 business days; third-party approvals may extend timelines.

FAQ

What do you need from me to start a Floxypay Wallet integration?

How long does delivery take for a wallet API project?

How do you handle compliance and private keys?

Can you also export Floxypay data to Excel or a data warehouse?